Working to empower residents to impact the future of the city of Detroit — through coalition building, resource development, joint planning and programming, we will promote economic growth and neighborhood improvement.

Housing Programs

  • The HOPE program helps low-income homeowners reduce or eliminate their current year property taxes. To qualify, you need to apply annually and provide proof of income and ownership . 

    REGISTER HERE

  • The City of Detroit may provide a discount to homeowners who are at least 65 years old and have a Principal Residence Exemption on file. The Solid Waste Fee is $250.00. Qualifying Seniors will receive a discount of $125.00. If you continue to own and occupy the home, you will not need to reapply each year. The application period is July 1 through September 15.

    APPLY HERE or Call (313) 640-1100

Counseling Services

  • Your dream of owning a home can become a reality! If you plan carefully, set realistic goals and get sound advice from professionals. Our experienced counselors have assisted for many years in our homebuyer education program. Our program is valuable for anyone considering a home purchase. It meets all requirements for individuals participating in down payment assistance programs. It also qualifies you for loan products that require a homebuyer education program.

    Fill out this form to schedule an appointment with our counselor.

  • Credit issues can affect your ability to get a mortgage, rent, loan, credit card, insurance, or even a job. The stresses can seem overwhelming. Your choices and preparation can reduce your costs substantially. Our credit education counselors can help you understand your options and plan for the future in order to reach your financial goals. One-on-one sessions include a soft pull of the credit, and a review of income to calculate your Debt-to-income ratios. An action plan is tailored to guide the success of homeownership and sustainability.

    Fill out this form to schedule an appointment with our counselor.

  • Our rental counseling services help clients interested in finding affordable rental housing that meets their needs and is within budget. We help new renters locate housing, navigate application processes, and understand the full costs of their new home.

    Fill out this form to schedule an appointment with our counselor.

  • The Eviction Prevention Program is a holistic initiative designed to assist households facing the threat of eviction due to financial hardship, legal challenges, or unforeseen crises. By addressing the root causes of housing instability, the program aims to prevent displacement, minimize the disruption caused by evictions, and support sustainable housing solutions.

    Fill out this form to schedule an appointment with our counselor.

  • The Financial Coaching Program is a personalized, results-driven initiative designed to help participants take control of their finances and make informed decisions about their money. Through one-on-one coaching, group workshops, and access to practical resources, the program supports individuals in building financial literacy, improving money management skills, and achieving long-term financial wellness.

    Fill out this form to schedule an appointment with our counselor.

Our History

U-SNAP-BAC has a rich history of serving the community. The organization was formed in 1985 by residents with a collective commitment to improve the quality of life in communities through collaboration, neighborhood improvements and community cohesiveness.

Through this commitment, a consortium of 11 community-based organizations on the Eastside of Detroit were drawn together to implement positive community change. The organizations were diverse in nature ranging from residents, block clubs, small businesses, neighborhood organizations, and business associations. While the members were diverse, the belief was firm; working together creates solutions to strengthen the community. 

The demand for decent affordable housing was on the fore-front of the coalition’s agenda. With the goal of preserving sound housing stock, U-SNAP-BAC, Inc. was formed.

In order to enhance this goal , U-SNAP-BAC Nonprofit Housing Corporation was created in 1987 for the sole purpose of neighborhood preservation through home repair and new housing development.

U-SNAP-BAC’s origin is based on the belief that housing projects controlled by the community will put the interests of the neighborhood first. The objective was to provide decent, safe and affordable housing for families of low and moderate income, while broadening U-SNAP-BAC Inc.’s role as a community empowerment advocate. 

Through the years, U-SNAP-BAC, Inc.’s activities included small business services, community organizing, neighborhood beautification and homeownership education, financial literacy, and homeownership preservation counseling, while U-SNAP-BAC Nonprofit Housing Corporation focused on new construction, acquisition rehabilitation and minor home repairs for residents. The impact that U-SNAP-BAC has had on the City of Detroit is phenomenal.

Our Redevelopment Area

The U-SNAP-BAC community is located on the east side of Detroit. Our area of redevelopment focuses on neighborhood improvements within the boundaries our member organization. The boundaries are Morang on the east, Van Dyke on the west, Seven Mile to the north, and Charlevoix to the south.

Our Partners

U-SNAP-BAC is proud to partner with local organizations working for neighborhood improvement and community development.

Our Team